Kaupthing Singer & Friedlander

Kaupthing Bank - Comprehensive commercial and investment banking services

Kaupthing Bank offers comprehensive commercial and investment banking services to individuals, companies and institutional investors. The Bank is a leading player in all the main areas of the Icelandic financial market, and in addition to Iceland, the Bank's key markets are Denmark and the United Kingdom.

The Bank focuses on the growth and development of its international activities and aims to be one of the leading investment banks in northern Europe. As of 30 June 2008 the number of full-time equivalent positions was 3,207 at Kaupthing Bank and its subsidiaries.

Kaupthing's shares are listed on the OMX Nordic Exchange in Iceland and Stockholm.

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Pensions

Despite "pensions' simplification", the mystique surrounding pensions and planning for retirement remains.

Whether a client is just starting to build a fund for retirement or has a myriad of different pension "pots" already, we are able to bring an understanding to the current position and how it measures up against future needs. All factors, such as the "promise" made by some pension schemes, contribution limits, guaranteed annuity rates, early retirement penalties, risk and investment allocations will be examined and a cohesive program designed to improve the position by the time of retirement.